In rural Wisconsin, a car is necessary to get to work and provide for your family’s needs. A reliable car improves your access to a better job, good daycare for your child, and the medical services you need. If you are looking for “wheels” to make life work for your, ask about JumpStart…
What is JumpStart?
JumpStart is available to residents in Barron, Chippewa, Dunn, Pepin, Pierce, Polk and St. Croix counties. JumpStart assists eligible, low-income families in buying a reliable car for work or employment training.
JumpStart clients are expected to follow program rules for making loan payments on time, providing for regular car maintenance, and maintaining insurance coverage.
Are you eligible for JumpStart?
Have a job and ability to make monthly payments, or have other income (SSI, child support, etc.)
Meet basic credit standards or are working to repair your credit
How do I apply?
Click here to apply online, or call us at 800-606-9227 or 715-265-4271 and we will mail you an application.
Our staff will help determine if you meet the program’s minimum requirements. You must have:
A valid Wisconsin driver’s license
Adequate income to make car loan and full-coverage insurance payments
No recent history of OWI (Operating While Intoxicated) violations
If you qualify, JumpStart staff will assess your credit history, your household budget, and your transportation needs. After your application is approved, we will arrange for you to receive a low-interest car loan from a local partnering lender. Our dealership staff will work with you to find the right car at the right price. All JumpStart cars are fully inspected, have a Vehicle Assurance plan covering major engine and transmission, and are models with a proven record of reliability. You can view our inventory at the Ideal Auto website – www.idealauto.org.
How do I get funds out of my JumpStart Maintenance account?
When you are approved for a JumpStart vehicle, you will also be required to set up a Maintenance Savings Account along with your loan at WESTconsin Credit Union. Every month you will be required to put $20 into this savings account that you can draw funds out of when you do regular maintenance on your JumpStart vehicle. This would include things like oil changes, new brakes, new tires, etc. In order to request the funds, you will need to provide West CAP’s staff with either a receipt for the work, or an estimate from a certified repair shop. We will then send the request for the funds to be put into your personal savings or checking account at WESTconsin Credit Union (where the JumpStart loan is held). To submit your request for reimbursement please call our main office at 800-606-9227 or 715-265-4271 ext 0, or email your information to firstname.lastname@example.org, or fax to 715-265-7031.
Please call West CAP’s main office at 800-606-9227 or 715-265-4271 or email email@example.com.
Call Kristen Curvello, Program Assistant at 715-265-4271 extension 1354 or email at firstname.lastname@example.org